EclipseMark 5 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

The Standard

EclipseMark 5

Security & Opportunity Aligned

Cap Rate

7%

Participation

100%

Fixed Rate

3.75%

Free W/D

15%

A.M. BestA
Moody'sA1
Standard & Poor'sA+

Strategies (4)

BofA Global MegaTrends Index100% part
S&P 500 Index7% cap
S&P 500 IQ 0.5% Decrement Index9.75% cap
Fixed Account3.75%

Surrender (5 yrs)

Y1 9.4%Y2 8.5%Y3 7.5%Y4 6.5%Y5 5.5%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States49
Min Premium$25,000
Issue Age0–90

Best For

Retirees and pre-retirees age 0-90 seeking long-term retirement growth with downside protection and the ability to access funds flexibly.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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