EclipseMark 10 Plus vs Allianz 222

Side-by-side comparison with live CANNEX rate data

The Standard

EclipseMark 10 Plus

Security & Opportunity Aligned

Cap Rate

4.75%

Participation

60%

Fixed Rate

2.2%

Free W/D

15%

A.M. BestA
Moody'sA1
Standard & Poor'sA+

Strategies (4)

BofA Global MegaTrends Index60% part
S&P 500 Index4.75% cap
S&P 500 IQ 0.5% Decrement Index6.25% cap
Fixed Account2.2%

Surrender (10 yrs)

Y1 9.4%Y2 8.5%Y3 7.5%Y4 6.5%Y5 5.5%Y6 4.5%Y7 3.5%Y8 2.5%Y9 1.5%Y10 0.5%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States49
Min Premium$25,000
Issue Age0–80

Best For

Retirees and pre-retirees age 0-90 seeking long-term retirement growth with downside protection and the ability to access funds flexibly.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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