Denali 14 vs Athene Agility 10
Side-by-side comparison with live CANNEX rate data
SILAC Insurance Company
Denali 14
Cap Rate
9.75%
Participation
210%
Fixed Rate
5%
Free W/D
5%
A.M. BestB+
Strategies (8)
Barclays Atlas 5 Index210% part
Bloomberg Versa 10 Index77% part
Nasdaq Generations 5 Index215% part
S&P 500 Duo Swift Index (USD) ER82% part
S&P 500 Index9.75% cap
Surrender (14 yrs)
Y1 14.75%Y2 13.75%Y3 12.75%Y4 11.75%Y5 10.75%Y6 10%Y7 9%Y8 8%Y9 7%Y10 6%Y11 5%Y12 4%Y13 3%Y14 2%
Waivers
Home health care riderNursing home waiverRMD waiverTerminal illness waiver
States33
Min Premium$10,000
Issue Age0–64
Athene Annuity and Life Company
Athene Agility 10
Growth with principal protection for confident retirement
Cap Rate
10.75%
Participation
125%
Fixed Rate
2.9%
Free W/D
10%
A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+
Strategies (15)
AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part
Surrender (10 yrs)
Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%
Waivers
Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80
Best For
People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.
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