Capital Income vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Midland National Life Insurance Company

Capital Income

Fixed Index Annuity with Income Protection & Care Benefit

Cap Rate

7.5%

Participation

150%

Fixed Rate

3.5%

Free W/D

10%

A.M. BestA+
FitchA+
Standard & Poor'sA+

Strategies (5)

Dimensional US Equity Core Plus Excess Return Index7.5% cap
Fidelity Multifactor Yield Index 5% ER150% part
S&P 500 Dynamic Intraday TCA Index (USD) ER10% cap
S&P 500 Index6.5% cap
Fixed Account3.5%

Surrender (7 yrs)

Y1 6%Y2 6%Y3 5%Y4 4%Y5 3%Y6 3%Y7 2%

Waivers

Nursing home waiver
States50
Min Premium$20,000
Issue Age50–80

Best For

Retirees and near-retirees (age 50-80) seeking guaranteed lifetime income with downside protection who want flexibility to increase payments and protection against long-term care costs.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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