Athene Protector 7 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Athene Annuity and Life Company

Athene Protector 7

Market-linked growth with downside protection and liquidity options

Cap Rate

9%

Participation

200%

Fixed Rate

4.55%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (5)

BNP Paribas Multi Asset Diversified 5 Index200% part
Nasdaq FC Index120% part
S&P 500 FC TCA 0.50% Decrement Index (USD) ER92% part
S&P 500 Index9% cap
Fixed Account4.55%

Surrender (7 yrs)

Y1 8%Y2 8%Y3 7%Y4 6%Y5 5%Y6 3.9%Y7 2.7%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age0–83

Best For

Retirement savers who want market growth potential with guaranteed protection from losses and some access to their money during the accumulation period.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

Want the full picture?

Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.

Build My Comparison Report

More Comparisons

All FIA RatesAll MYGA RatesCompare ToolFree Report