Athene Protector 7 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Athene Annuity and Life Company

Athene Protector 7

Market-linked growth with downside protection and liquidity options

Cap Rate

9%

Participation

200%

Fixed Rate

4.55%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (5)

BNP Paribas Multi Asset Diversified 5 Index200% part
Nasdaq FC Index120% part
S&P 500 FC TCA 0.50% Decrement Index (USD) ER92% part
S&P 500 Index9% cap
Fixed Account4.55%

Surrender (7 yrs)

Y1 8%Y2 8%Y3 7%Y4 6%Y5 5%Y6 3.9%Y7 2.7%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age0–83

Best For

Retirement savers who want market growth potential with guaranteed protection from losses and some access to their money during the accumulation period.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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