Athene BCA 10 2.0 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Athene Annuity and Life Company

Athene BCA 10 2.0

Fixed indexed annuity with lifetime income & principal protection

Participation

140%

Free W/D

5%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (7)

MSCI MKT MediaStats Multi-Asset Index140% part
RAFI Harvey GS Index250% part
Shiller Barclays CAPE Allocator 6 Index175% part
Shiller Barclays Global Index165% part
S&P 500 Distance Stabilizer TCA Index (USD) ER110% part

Surrender (10 yrs)

Y1 9.6%Y2 9.2%Y3 8.2%Y4 7.2%Y5 6.2%Y6 5.2%Y7 4.2%Y8 3.1%Y9 2.1%Y10 1%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States50
Min Premium$10,000
Issue Age0–78

Best For

Individuals focused on long-term retirement planning who want market-linked growth with principal protection, flexible access to funds, and the option to establish guaranteed lifetime income in retirement.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

Want the full picture?

Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.

Build My Comparison Report

More Comparisons

All FIA RatesAll MYGA RatesCompare ToolFree Report