AssuranceSelect 3 Plus vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

MassMutual Ascend Life Insurance Company

AssuranceSelect 3 Plus

Market-linked growth with guaranteed floor protection

Cap Rate

7%

Participation

115%

Fixed Rate

3.4%

Free W/D

10%

A.M. BestA++
Standard & Poor'sA+

Strategies (5)

First Trust Barclays Edge Index115% part
iShares MSCI EAFE ETF7% cap
iShares US Real Estate ETF7.5% cap
S&P 500 Index5.75% cap
Fixed Account3.4%

Surrender (3 yrs)

Y1 8%Y2 8%Y3 7%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$50,000
Issue Age0–85

Best For

Investors ages 0-90 with $50,000+ to invest seeking market-linked growth with principal protection, who value flexibility and don't need immediate access to more than 10% annually.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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