ASIA Plus vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

American National Insurance Company

ASIA Plus

S&P 500 linked growth with principal protection and strategy flexibility

Cap Rate

7%

Fixed Rate

3.1%

Free W/D

10%

A.M. BestA
FitchA
Standard & Poor'sA

Strategies (3)

S&P 500 Index7% cap
S&P 500 Index1.95% cap
Fixed Account3.1%

Surrender (10 yrs)

Y1 10%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverRMD waiverTerminal illness waiver
States1
Min Premium$5,000
Issue Age080

Best For

Conservative investors seeking market upside potential with principal protection and flexible access to funds.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age4080

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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