Americo Elite 5 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Americo Financial Life and Annuity Insurance Company

Americo Elite 5

Market upside potential with downside protection over 5 years

Participation

156%

Fixed Rate

4.55%

Free W/D

10%

A.M. BestA

Strategies (11)

Dow Jones U.S. Real Estate156% part
Dow Jones U.S. Real Estate60% part
Health Care Select Sector Index124% part
Health Care Select Sector Index56% part
Nasdaq Biotechnology Index81% part

Surrender (10 yrs)

Y1 9.2%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiver
States50
Min Premium$10,000
Issue Age090

Best For

People seeking retirement accumulation with market growth potential but who want protection from market losses.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age4080

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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