Americo Elite 5 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Americo Financial Life and Annuity Insurance Company

Americo Elite 5

Market upside potential with downside protection over 5 years

Participation

156%

Fixed Rate

4.55%

Free W/D

10%

A.M. BestA

Strategies (11)

Dow Jones U.S. Real Estate156% part
Dow Jones U.S. Real Estate60% part
Health Care Select Sector Index124% part
Health Care Select Sector Index56% part
Nasdaq Biotechnology Index81% part

Surrender (10 yrs)

Y1 9.2%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiver
States50
Min Premium$10,000
Issue Age0–90

Best For

People seeking retirement accumulation with market growth potential but who want protection from market losses.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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