Accumulation Protector Plus Annuity vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Atlantic Coast Life

Accumulation Protector Plus Annuity

Protected growth with market upside potential

Cap Rate

5.95%

Participation

320%

Fixed Rate

3.95%

Free W/D

5%

A.M. BestB

Strategies (9)

CS ESG Macro 5 Index320% part
CS ESG Macro 5 Index550% part
CS ESG Macro 5 Index210% part
CS Momentum Index385% part
CS Momentum Index465% part

Surrender (10 yrs)

Y1 10%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States41
Min Premium$5,000
Issue Age085

Best For

Conservative investors with low risk tolerance who are nearing retirement or already retired and want to protect accumulated wealth while still participating in market growth.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age4080

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

Want the full picture?

Get a personalized comparison report with year-by-year projections for both products based on your age, premium, and goals.

Build My Comparison Report