Accumulation Protector Plus Annuity vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Atlantic Coast Life

Accumulation Protector Plus Annuity

Protected growth with market upside potential

Cap Rate

5.95%

Participation

320%

Fixed Rate

3.95%

Free W/D

5%

A.M. BestB

Strategies (9)

CS ESG Macro 5 Index320% part
CS ESG Macro 5 Index550% part
CS ESG Macro 5 Index210% part
CS Momentum Index385% part
CS Momentum Index465% part

Surrender (10 yrs)

Y1 10%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States41
Min Premium$5,000
Issue Age0–85

Best For

Conservative investors with low risk tolerance who are nearing retirement or already retired and want to protect accumulated wealth while still participating in market growth.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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