Accelerator Plus 14 vs Athene Agility 10

Side-by-side comparison with live CANNEX rate data

Fidelity and Guaranty

Accelerator Plus 14

Bonus Annuity with Guaranteed Income & Index Growth

Cap Rate

10.5%

Participation

230%

Fixed Rate

3.75%

Free W/D

10%

A.M. BestA
FitchA-
Moody'sA3
Standard & Poor'sA-

Strategies (14)

Barclays Trailblazer Sectors 5 Index230% part
BlackRock Market Advantage Index180% part
BlackRock Market Advantage Index130% part
CIBC Balanced 10% Volatility Control ER Index210% part
CIBC Balanced 10% Volatility Control ER Index85% part

Surrender (14 yrs)

Y1 14.75%Y2 13.75%Y3 12.75%Y4 11.75%Y5 10.75%Y6 10%Y7 9%Y8 8%Y9 7%Y10 5%Y11 4%Y12 4%Y13 3%Y14 2%

Waivers

Home health care riderNursing home waiverTerminal illness waiver
States28
Min Premium$10,000
Issue Age0–85

Best For

Investors age 50+ seeking long-term (10+ year) retirement accumulation with guaranteed income, downside protection, index-linked growth potential, and predictable lifetime cash flow without market risk.

Athene Annuity and Life Company

Athene Agility 10

Growth with principal protection for confident retirement

Cap Rate

10.75%

Participation

125%

Fixed Rate

2.9%

Free W/D

10%

A.M. BestA+
FitchA+
Moody'sA1
Standard & Poor'sA+

Strategies (15)

AI Powered Global Opportunities Index125% part
AI Powered Global Opportunities Index92% part
AI Powered US Equity Index135% part
AI Powered US Equity Index100% part
BNP Paribas Multi Asset Diversified 5 Index180% part

Surrender (10 yrs)

Y1 9%Y2 9%Y3 8%Y4 7%Y5 6%Y6 5%Y7 4%Y8 3%Y9 2%Y10 1%

Waivers

Nursing home waiverTerminal illness waiver
States50
Min Premium$5,000
Issue Age40–80

Best For

People age 55+ approaching or in retirement who want growth potential but cannot tolerate losing principal to market declines, and who can commit funds for 1-5 years.

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