Accelerator Plus 14 vs Allianz 222

Side-by-side comparison with live CANNEX rate data

Fidelity and Guaranty

Accelerator Plus 14

Bonus Annuity with Guaranteed Income & Index Growth

Cap Rate

10.5%

Participation

230%

Fixed Rate

3.75%

Free W/D

10%

A.M. BestA
FitchA-
Moody'sA3
Standard & Poor'sA-

Strategies (14)

Barclays Trailblazer Sectors 5 Index230% part
BlackRock Market Advantage Index180% part
BlackRock Market Advantage Index130% part
CIBC Balanced 10% Volatility Control ER Index210% part
CIBC Balanced 10% Volatility Control ER Index85% part

Surrender (14 yrs)

Y1 14.75%Y2 13.75%Y3 12.75%Y4 11.75%Y5 10.75%Y6 10%Y7 9%Y8 8%Y9 7%Y10 5%Y11 4%Y12 4%Y13 3%Y14 2%

Waivers

Home health care riderNursing home waiverTerminal illness waiver
States28
Min Premium$10,000
Issue Age0–85

Best For

Investors age 50+ seeking long-term (10+ year) retirement accumulation with guaranteed income, downside protection, index-linked growth potential, and predictable lifetime cash flow without market risk.

Allianz Life Insurance Company of North America

Allianz 222

Fixed index annuity with bonuses and guaranteed lifetime income potential

Cap Rate

4.5%

Participation

100%

Fixed Rate

2.8%

Free W/D

10%

A.M. BestA+
Moody'sAa3
Standard & Poor'sAA

Strategies (9)

BlackRock iBLD Claria II Excess Return Index100% part
Bloomberg US Dynamic Balance II ER Index85% part
PIMCO Tactical Balanced ER Index105% part
S&P 500 Futures Daily Risk Control 5% Index Excess Return145% part
S&P 500 Index4.5% cap

Surrender (10 yrs)

Y1 10%Y2 10%Y3 10%Y4 8.75%Y5 7.5%Y6 6.25%Y7 5%Y8 3.75%Y9 2.5%Y10 1.25%

Waivers

Nursing home waiver
States1
Min Premium$20,000
Issue Age0–80

Best For

Retirement savers who want principal protection with growth potential and guaranteed lifetime income, especially those not needing immediate income.

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